Bank of India Q4: Global Business Soars 14.5%, Deposits & Advances See Double-Digit Growth

• Bank of India reports steady operational performance for Q4 FY26 with double-digit growth across key segments.
• Global business surged 14.53% YoY to ₹16.98 lakh crore as of March 31, 2026.
• Global deposits increased 13.58% YoY to ₹9.27 lakh crore, while gross global advances grew 15.69% YoY to ₹7.70 lakh crore.
• Domestic deposits rose 14.33% YoY to ₹8.00 lakh crore, and gross domestic advances increased 15.95% YoY to ₹6.53 lakh crore.
• Retail, Agriculture, and MSME (RAM) portfolio was a key driver, with gross RAM advances up 18.63% YoY to ₹3.82 lakh crore.

Key Question Answered

How do these results compare to other public sector banks?

Public Sector Banks (PSBs) are experiencing a "Goldilocks phase" of profitability and growth, with aggregate profitability for FY2026 projected to exceed ₹2 lakh crore.