CreditAccess Grameen Q3: Micro Lender Returns to Profit with 13% NII Growth

• CreditAccess Grameen reported a consolidated net profit of ₹252 crore in Q3, a significant turnaround from a ₹100 crore loss last year.
• Net Interest Income (NII) increased by 13% year-on-year to ₹976 crore, indicating improved operating performance.
• The company added 2.2 lakh new borrowers in the September quarter, with 39% being new-to-credit customers.
• Branch network expanded by 8.8% to 2,209 branches, and the employee base grew by 10.9% to 21,701.
• Collection efficiency improved to 94.9% in September 2025, and the retail finance portfolio exceeded ₹2,500 crore.

Why It Matters: CreditAccess Grameen made a strong comeback in Q3, posting profit and robust NII growth after prior losses.