HDB Financial Q3: Profit Jumps 36% After Two Quarters of Setbacks

• HDB Financial Services reported a net profit of ₹643.9 crore in Q3 FY26, a 36% increase year-on-year.
• Quarter-on-quarter, profit improved by 11% from ₹581.4 crore in the previous quarter, signaling a strong recovery.
• Operational income rose by 13% to ₹4,673.5 crore, while expenses increased by 9%, indicating improved efficiency.
• Net profit margin expanded to 13.78% from 11.40% last year, and Assets Under Management (AUM) grew 12% to ₹1,14,853 crore.
• Net Interest Income (NII) surged 22.1% to ₹2,285 crore, supported by a 12.2% rise in gross loans to ₹1,14,577 crore.

Why It Matters: HDB Financial Services made a strong comeback in Q3 FY26 with a 36% profit surge and improved efficiency.