RBL Bank Q3 Profit Jumps to ₹214 Crore, Asset Quality Improves Significantly

• RBL Bank reported a net profit of ₹214 crore for Q3, significantly up from ₹33 crore last year, though below Street estimates of ₹265 crore.
• Net Interest Income (NII) reached ₹1,657.2 crore, surpassing CNBC-TV18 poll expectations and showing a 4.5% year-on-year increase.
• Asset quality improved with net Non-Performing Assets (NPA) declining to ₹567 crore (0.55% margin) and gross NPA falling to ₹1,961.5 crore (1.88% margin) sequentially.
• Total deposits grew 12% year-on-year to ₹1.19 lakh crore as of December 31, 2025, and gross advances increased 13% to ₹1.04 lakh crore.
• RBL Bank shares closed 4% higher at ₹324.5, reflecting a 109.2% gain over the past year.

Why It Matters: RBL Bank's Q3 profit surged with improved asset quality and strong growth in deposits and advances.