PNB Slashes Home Loan Rate to 8.10% After RBI Repo Cut

• Punjab National Bank (PNB) reduced its Repo Linked Lending Rate (RLLR) to 8.10% from 8.35%, effective December 6, 2025.
• The rate cut follows the RBI's decision to lower the repo rate by 25 basis points to 5.25%.
• Indian Bank also reduced its repo-linked benchmark lending rate to 7.95% from 8.2%.
• Bank of India lowered its Repo-Based Lending Rate (RBLR) by 25 basis points to 8.1%.
• These revisions are expected to reduce the EMI burden for borrowers on long-duration loans like home loans.

Why It Matters: Lower home loan rates reduce EMI burden for borrowers.