SIP Inflows Soar Past ₹30,000 Crore Monthly, Fueling India's Investment Boom

• Systematic Investment Plan (SIP) inflows consistently exceeded ₹30,000 crore monthly, reaching ₹31,000 crore in January 2026.
• SIPs are increasingly popular for long-term investing, helping average market volatility and fostering financial discipline among investors.
• The SIP asset book crossed ₹16.36 lakh crore, with 9.92 crore accounts, reflecting strong investor confidence and industry expansion.
• Overall mutual fund AUM surpassed ₹81 lakh crore, driven by SIPs and other fund categories, signaling diversified investment appeal.
• Improved SIP stoppage ratio and diversification into flexi-cap, hybrid funds show a cultural shift towards strategic, long-term financial planning.