EPFO UPI Integration: Withdraw PF Money Instantly from April

• EPFO is introducing a new system allowing members to withdraw PF money instantly using UPI, starting April.
• This change will enable direct transfer of PF funds to bank accounts within minutes, similar to Google Pay or PhonePe transactions.
• The Ministry of Labour is developing this project, which will allow members to view their account balance and transfer funds with a UPI PIN.
• The new system aims to eliminate the need for claim forms, significantly reducing the hassle and workload for EPFO, which processes over 5 crore claims annually.
• Recent rule changes (October 2025) allow 100% withdrawal for specific needs like illness, education, marriage, or housing, provided 25% remains for retirement security and interest benefits.

Why It Matters: EPFO members can soon withdraw PF funds instantly via UPI, simplifying the process and reducing wait times.