EPFO Simplifies PF Withdrawal: New Rules Allow 100% Fund Access Sooner!

• EPFO has eased PF withdrawal rules, integrating all partial withdrawals into a single system for simplicity.
• Minimum service period for most withdrawals is now 12 months, significantly reducing the waiting time.
• Withdrawal amount now includes both employee and employer contributions plus interest, allowing up to 75% of eligible balance.
• 100% PF balance can be withdrawn after 12 months for medical treatment, education, marriage, residential needs, or special circumstances.
• A 25% withdrawal limit is maintained to protect retirement savings, but 75% can be withdrawn immediately upon job loss.

Why It Matters: EPFO's new rules simplify PF withdrawals, allowing quicker access to larger funds for various needs.