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News1806/12/2025

Experts' 75-10-15 Plan: Accumulate ₹1 Crore in 10 Years

  • The 75-10-15 formula aims to help investors accumulate ₹1 crore in 10 years.
  • The strategy allocates 75% to equity mutual funds, 10% to debt funds, and 15% to gold.
  • Equity provides growth, debt offers security, and gold balances the portfolio and protects against inflation.
  • Proper tax planning, including LTCG benefits for equity and gold, can increase net returns.
  • Experts believe this balanced portfolio can deliver approximately 12% returns over a decade.

Why It Matters: Learn a practical strategy to achieve your ₹1 crore financial goal in 10 years.

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