SIPs Transform Indian Household Finance: 7X Growth in a Decade!

• Systematic Investment Plans (SIPs) have grown nearly 7X in India, from ₹43,921 crore in FY 2016-17 to ₹3,17,502 crore in FY 2025-26.
• SIP accounts crossed 100 crore in November 2025, indicating widespread adoption across demographics.
• Declining fixed deposit returns, due to RBI repo rate cuts, have shifted household savings towards market-linked instruments like mutual funds.
• Domestic Mutual Funds' share in NSE-listed companies hit a record 11.1% in December 2025, driven by consistent SIP inflows.
• AMFI's 'Mutual Funds Sahi Hai' campaign and SEBI's regulatory reforms have significantly boosted investor awareness and participation.