Boost Your CIBIL Score: Simple Tricks to Rocket Your Financial Health

• Pay credit card bills and loan EMIs on time; avoid late payments and minimum payments.
• Maintain a credit utilization ratio below 30% of your total credit limit.
• Avoid applying for multiple loans simultaneously, as each application can slightly lower your score.
• Diversify your credit portfolio with a mix of credit cards, personal, auto, and home loans.
• Regularly check your credit report for errors and dispute any unauthorized loans.

Why It Matters: Improve your CIBIL score by paying on time, managing credit utilization, and diversifying credit.