Boost Your Credit Score: Unlock Easier Loans and Lower Interest Rates

• A good credit score (above 750) ensures quick loan approvals and lower interest rates.
• Credit score reflects financial habits; timely EMI and credit card payments improve it.
• Scores below 650 lead to loan rejections or higher interest rates due to perceived risk.
• Improve your score by paying bills on time, using credit limits wisely, and avoiding frequent new loans.
• Rahul's example shows how improving a score from 640 to 760 led to better loan terms.

Why It Matters: A strong credit score is crucial for easy loan access and favorable interest rates.