EPFO 3.0 Simplifies PF Account Merging: No Office Visits Needed!

• EPFO 3.0 introduces a streamlined online process for merging multiple PF accounts, eliminating the need for office visits.
• Employees often accumulate multiple PF accounts when changing jobs, leading to scattered savings and management difficulties.
• The new online transfer request feature consolidates all PF accounts into one, ensuring easier management, correct interest calculation, and simplified withdrawals.
• Before merging, ensure your UAN is active, and Aadhaar, PAN, and bank details are linked, with consistent personal information across all accounts.
• The process involves logging into the EPFO Unified Member Portal, selecting "One Member – One EPF Account," filling in old PF details, and verifying with an Aadhaar-linked OTP.

Why It Matters: EPFO 3.0 makes merging PF accounts easy and online, consolidating retirement savings for millions of employees.