EPFO 3.0 Simplifies PF Account Merger: One Account, Easy Transfers!

• EPFO 3.0 introduces a new system for easy PF account mergers, addressing issues faced by private employees with multiple accounts.
• The new process is faster, paperless, and entirely online, eliminating the need for office visits and manual forms.
• Merging accounts ensures all retirement savings are in one place, simplifying interest calculation, withdrawals, and pension claims.
• Before merging, ensure UAN is active, Aadhaar, PAN, and bank details are linked, and personal details are consistent across all accounts.
• The online process involves logging into the EPFO Unified Member Portal, selecting 'One Member – One EPF Account', entering old account details, and verifying with an Aadhaar-linked OTP.

Why It Matters: EPFO 3.0 streamlines PF account mergers online, making it easier for employees to consolidate retirement savings.