Gold and Silver Tax: Know Your Capital Gains Before Selling Precious Metals

• Tax on gold and silver varies based on investment form, holding period, and sale timing, not as a single asset.
• Investments include physical gold/silver, digital gold/silver, ETFs, Mutual Funds, and Sovereign Gold Bonds (SGBs).
• Long-Term Capital Gains (LTCG) for physical, digital, ETFs, and Mutual Funds are taxed at 12.5% (without indexation) if held for over 24 months (12 months for ETFs).
• Short-Term Capital Gains (STCG) are taxed as per income tax slab if sold within 24 months (12 months for ETFs).
• Sovereign Gold Bonds offer the most tax benefits, with capital gains exempt at maturity for individual investors.

Why It Matters: Understand gold and silver tax implications based on investment type and holding period to optimize returns.