Invest in Gold & Silver Without Buying Physical Assets: Mutual Funds Offer High Returns

• Mutual funds like ETFs and FoFs allow investment in gold and silver without physical ownership, with units reflecting NAV based on metal prices.
• Gold and silver have shown impressive returns: 73% and 161% respectively in the past year, and 32.98% and 48.77% annualized over three years.
• Multi-asset allocation funds also invest 10-25% in gold and silver, offering diversification alongside equity and debt.
• Investors can use SIP, STP, or lump sum methods with no upper investment limit.
• Taxation varies: short-term gains are taxed per income slab, while long-term gains (over 12 months for ETFs, 24 months for FoFs) incur 12.5% capital gains tax.

Why It Matters: Invest in gold and silver through mutual funds (ETFs, FoFs) for high returns and portfolio diversification.