India's Digital Payment Index Soars to 516.76, UPI Leads Global Real-Time Transactions

• India's Digital Payments Index (DPI) reached 516.76 by September 2025, up from 493.22 in March 2025, indicating significant growth in digital transactions.
• The RBI's DPI, with March 2018 as the base year (score 100), has seen a more than fivefold increase, driven by payment performance and enablers.
• UPI has been recognized by the IMF as the world's largest retail fast-payment system by transaction volume, making India a global leader.
• India accounts for 49% of global real-time payment transactions, with 129.3 billion transactions, significantly outpacing countries like Brazil and China.
• The digital revolution, spearheaded by UPI, is strengthening the foundation for a paperless and cashless economy, setting global standards for financial inclusion.