RBI: Digital Payments Index Soars in H1FY26, Reaching 516.76

• Payment digitisation significantly improved in the six months to September 2025, continuing a year-long trend.
• The composite Reserve Bank of India – Digital Payments Index (RBI-DPI) reached 516.76 for September 2025.
• This marks an increase from 465.33 in September 2024 and 493.22 in March 2025.
• Growth was driven by significant improvements in payment performance and payment enablers.
• The RBI-DPI measures digital payment penetration using five parameters: enablers, infrastructure (demand/supply), performance, and consumer centricity.