NPS: Invest ₹13K-₹16K Monthly from 30 for ₹60K Pension!
Personal Finance
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News1805-01-2026, 16:07

NPS: Invest ₹13K-₹16K Monthly from 30 for ₹60K Pension!

  • To receive a ₹60,000 monthly pension, a ₹3 crore NPS corpus is needed by age 60.
  • ₹1.2 crore (40% of corpus) must be invested in an annuity, assuming a 6% annual return.
  • Starting at age 30, invest ₹13,271 (for 10% return) to ₹16,387 (for 9% return) monthly for 30 years.
  • NPS offers tax benefits, compounding growth, and 60% tax-free withdrawal at retirement.
  • Early investment leverages compounding, making retirement planning easier and more affordable.

Why It Matters: Start NPS at 30 with ₹13K-₹16K monthly to secure a ₹60K pension via compounding and tax benefits.

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