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Smart Prepayment Strategies: Pay Off Your 25-Year Home Loan in Just 10 Years and Save Lakhs
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Pay Off Your 25-Year Home Loan in 10 Years: Smart Pre-Payment Tricks Save Lakhs
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News18
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24-02-2026, 08:53
Pay Off Your 25-Year Home Loan in 10 Years: Smart Pre-Payment Tricks Save Lakhs
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A 25-year home loan can feel like a burden, with interest often exceeding the principal amount.
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By adopting financial discipline and smart pre-payment strategies, you can save lakhs in interest and repay your loan much faster.
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In the initial years, a large portion of EMI goes towards interest; paying extra during this period significantly reduces principal.
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Paying one extra EMI annually or increasing your EMI by 7.5% yearly can drastically cut down your loan tenure.
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Combining both strategies (extra EMI + step-up EMI) can make you debt-free in 10 years and save 35-40 lakh rupees in interest.
Read Full Article on News18 in Hindi
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