Post Office Gram Priya: ₹7.25 Lakh Return & Insurance in 10 Years

• The Post Office's Gram Priya Scheme is a 10-year short-term money-back insurance plan designed for rural areas.
• It offers a minimum sum assured of ₹10,000 and a maximum of ₹5 lakh, with monthly premium payments.
• The scheme provides family insurance cover for 10 years and a government guarantee, ensuring no loss of investment.
• Upon maturity, a ₹5 lakh cover yields ₹7.25 lakh (₹5 lakh sum assured + ₹2.25 lakh bonus at ₹45/₹1000 annually).
• It offers tax benefits and allows reinvestment into other Post Office schemes for continued income.

Why It Matters: It offers a secure, high-return investment with insurance, ensuring financial stability.