Post Office Gram Priya Yojana: Secure ₹7 Lakh+ in 10 Years, Outperforms FD/RD

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News18•10-12-2025, 17:25
Post Office Gram Priya Yojana: Secure ₹7 Lakh+ in 10 Years, Outperforms FD/RD
- •Post Office Gram Priya Yojana is a government-backed, insurance-based savings scheme offering security and guaranteed returns.
- •It is a 10-year money-back policy, providing 20% of the sum assured after 4 years, another 20% after 7 years, and the remaining 60% plus bonus at maturity.
- •Individuals aged 20-45 can invest, with life insurance coverage ranging from ₹10,000 to ₹10 lakh.
- •Monthly savings of ₹5,000+ can accumulate over ₹7 lakh after 10 years, including bonuses.
- •The scheme is ideal for rural citizens and those seeking a secure investment unaffected by market fluctuations.
Why It Matters: Gram Priya Yojana: Secure, govt-backed wealth building + insurance, beats FDs/RDs.
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