5 Crucial Money Talks Before Baby Arrives for Easier Parenting

• Review full household finances: income, debt, expenses, and obligations for transparency.
• Plan for income disruption and emergencies; establish a dedicated emergency fund with clear rules.
• Discuss insurance (health, life, disability) and update beneficiaries for family security.
• Align on childcare strategies and working models, considering all logistical impacts.
• Prioritize long-term financial goals like retirement, education, and housing, setting clear trade-offs.

Why It Matters: Proactive financial discussions before a baby's arrival ensure smoother parenting and financial stability.