Delhi HC: Insurers Can't Reject Claims Over Old Licence Format Without Fraud Proof

• Delhi High Court rules insurers cannot deny motor insurance claims solely due to old licence format.
• Rejection requires clear proof of fraud, not just technical defects.
• The ruling upholds a lower court order in a dispute between New India Assurance and Kapoor Diesels Garage Pvt Ltd.
• The insurer rejected a claim for a 2014 truck accident, arguing the driver's booklet licence was fake.
• Court stated format alone doesn't invalidate a licence; burden of proof for forgery lies with the insurer.

Key Questions Answered

Will this ruling impact future motor insurance claim rejections?

Yes, the ruling may impact future motor insurance claim rejections by preventing denials based solely on old license formats without proof of fraud.

What if my driving license is still in an old format?

Insurers cannot reject motor insurance claims solely based on an old driving license format, unless there is clear proof of fraud.

Could insurers find new ways to deny claims now?

Insurers cannot deny motor insurance claims based on doubts about a driver's licence format unless there is clear proof of fraud.