FD Rates Soar: Small Finance Banks Offer Up to 8% in Dec 2025!

• Small Finance Banks lead with up to 8% interest on FDs for 1-5 year tenures, making them highly attractive.
• Jana Small Finance Bank and Suryoday Small Finance Bank offer the highest rates at 8% per annum.
• Private sector banks like Bandhan Bank and RBL Bank provide up to 7.20% interest rates.
• Public sector banks such as Bank of India offer up to 6.70%, while foreign banks like Deutsche Bank reach 7%.
• Investors should compare rates across banks, especially small finance banks, before making investment decisions.

Why It Matters: Small finance banks offer the highest FD rates, up to 8%, in December 2025.