Year-End 2025: Top FD Rates Revealed! Small Finance Banks Lead with 8% Interest

• Small Finance Banks offer the highest FD rates, up to 8% for 1-5 years, as of December 24, 2025.
• Jana Small Finance Bank and Suryoday Small Finance Bank lead with 8.00% interest.
• Slice Small Finance Bank offers 7.75%, ESAF Small Finance Bank 7.60%, and Utkarsh Small Finance Bank 7.50%.
• Private banks like Bandhan Bank and RBL Bank offer up to 7.20%, while public sector banks like Bank of India provide up to 6.70%.
• Investors are advised to compare rates, tenures, and terms across banks before making investment decisions.

Why It Matters: Small Finance Banks offer the best FD rates, with some reaching 8% by Year-End 2025.