HDFC Infinia Credit Card: 5X Reward Points Rollback Confirmed, Continues from Jan 16

• HDFC Bank has reversed its decision to cut reward points on the premium HDFC Infinia Credit Card.
• Infinia cardholders will continue to earn 5X reward points on SmartBuy voucher purchases from January 16, 2026.
• The earlier proposed reduction would have lowered the reward multiplier from 5X to 3X, impacting the effective reward rate.
• The bank's decision follows widespread discussions and pushback from cardholders on social media.
• Other banks like ICICI Bank are also recalibrating card benefits, with changes to charges, rewards, and lounge access norms across the industry.

Why It Matters: HDFC Bank restores 5X reward points for Infinia Credit Card, reversing earlier cut after cardholder feedback.