HDFC Infinia Credit Card Rewards Slashed: Festive Shock for Users

• HDFC Bank has announced significant changes to its Infinia credit card rewards program, effective January 16, 2026.
• Rewards on SmartBuy vouchers purchased through Gyftr will decrease from 5X to 3X, reducing the reward rate from 16.5% to 10%.
• Returns on Amazon Pay vouchers will drop to 5.77%, impacting the card's overall average benefit.
• The changes align Infinia with other premium HDFC cards like Biz Black and Diners Club Black, diminishing its unique advantage.
• ICICI Bank also announced credit card changes, including conditions for BookMyShow offers and a 1% fee for wallet loading over Rs. 5,000.

Why It Matters: HDFC Infinia credit card users face reduced rewards on SmartBuy vouchers, impacting the card's premium value.