Health Claim Rejected for Non-Disclosure? Fight Back with These Steps!

• Understand 'non-disclosure': Insurers claim material health details were withheld, affecting policy terms.
• Demand a detailed written repudiation letter specifying the alleged non-disclosure and supporting documents.
• Review your original proposal form against the insurer's claim, focusing on literal wording and timelines.
• Create a clear timeline of medical events and gather specific documents like proposal forms, medical records, and doctor's clarifications.
• Submit a structured, factual response, escalating to grievance officers or the Insurance Ombudsman if needed.

Why It Matters: Don't give up on non-disclosure rejections; a structured approach and clear documentation can help.