NRI Health Cover Demand Soars 126%: Family Floater, Parental Policies Lead Surge

• NRIs' demand for health cover in India jumped 126% by January 2026, driven by lower medical costs compared to overseas treatment.
• Family floater policies increased from 20% to 70%, and parental policies rose from 32% to 60% year-on-year, while individual plans declined by 6%.
• Gulf region NRIs account for 50% of the demand, with health plans costing $120-$300 in India versus $2,000-$3,000 in the Gulf.
• NRIs are opting for comprehensive healthcare solutions, higher sum insured values, and multi-year policies to hedge against medical inflation.
• Aging, vision issues, and dental care are key claim drivers, with insurers offering discounts up to 40% to encourage NRI adoption.