RBI Cuts Repo Rate by 25 Bps: Home Loan EMIs to Fall

• RBI cut the repo rate by 25 basis points (bps) to 5.25%.
• This reduction is expected to lower home loan EMIs and interest rates.
• The RBI has now lowered the repo rate by a total of 125 bps this calendar year.
• New floating-rate retail loans are linked to the repo rate, ensuring faster transmission of policy changes.
• Existing borrowers can benefit by reducing EMIs, shortening loan tenures, or switching to repo-linked products.

Why It Matters: RBI's rate cut means lower home loan EMIs and interest rates for you.