Bank of India, Indian Bank, Bank of Baroda Cut Loan Rates Post-RBI Repo Rate Cut

• The Reserve Bank of India (RBI) announced a 0.25% reduction in repo rates, aiming to make loans cheaper and lower EMIs for borrowers.
• Following the RBI's announcement, Bank of India, Indian Bank, and Bank of Baroda have reduced their repo-linked lending rates.
• Bank of India cut its Repo Based Lending Rate (RBLR) by 25 basis points, from 8.35% to 8.10%, effective December 5.
• Indian Bank reduced its repo-linked benchmark lending rates from 8.2% to 7.95%, with new rates effective from December 6.
• Bank of Baroda also lowered its RBLR by 25 basis points, from 8.15% to 7.90%, with revised rates effective from December 6, 2025.

Why It Matters: RBI's rate cut means cheaper loans and lower EMIs for you.