Women Drive Health Insurance Growth, Yet Significant Gap Remains

• Women are increasingly becoming primary policyholders, with Star Health reporting 21% of new retail policies and 10 million women covered.
• Younger women (under 30) are actively purchasing health insurance, reflecting a shift towards earlier financial planning.
• Preventive health check-ups among women surged by 127% year-on-year, indicating rising health awareness.
• Average sum insured for women has nearly doubled from Rs 5.5 lakh to Rs 10.5 lakh, reflecting awareness of medical inflation.
• Despite progress, a significant gap persists, with women making up nearly half of India's population but a smaller share of policyholders.