200 रुपये रोज बचत की आदत से तैयार हो सकता है 25 लाख का मजबूत फंड.(Image:AI)
Personal Finance
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News1819-01-2026, 22:08

Save Rs 200 Daily, Build a Rs 25 Lakh Fund: The Power of Small Savings

  • Saving just Rs 200 daily can accumulate a fund of Rs 25 lakh over time, demonstrating the power of small, consistent investments.
  • Mutual fund daily SIPs allow investments as low as Rs 100-200, making it accessible for salaried individuals, freelancers, and small business owners.
  • Investing Rs 200 daily (approx. Rs 6,000/month or Rs 72,000/year) for 14 years with a 12% annual return can yield Rs 25-26 lakh.
  • The total deposited amount would be around Rs 10.08 lakh, with approximately Rs 16 lakh added as returns through compounding.
  • Daily SIPs leverage the power of compounding and rupee cost averaging, mitigating market fluctuations and fostering a saving habit.

Why It Matters: Consistent daily savings of Rs 200 through SIPs can build a substantial Rs 25 lakh fund over 14 years.

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