Save Rs 200 Daily, Build a Rs 25 Lakh Fund: The Power of Small Savings

Personal Finance
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News18•19-01-2026, 22:08
Save Rs 200 Daily, Build a Rs 25 Lakh Fund: The Power of Small Savings
- •Saving just Rs 200 daily can accumulate a fund of Rs 25 lakh over time, demonstrating the power of small, consistent investments.
- •Mutual fund daily SIPs allow investments as low as Rs 100-200, making it accessible for salaried individuals, freelancers, and small business owners.
- •Investing Rs 200 daily (approx. Rs 6,000/month or Rs 72,000/year) for 14 years with a 12% annual return can yield Rs 25-26 lakh.
- •The total deposited amount would be around Rs 10.08 lakh, with approximately Rs 16 lakh added as returns through compounding.
- •Daily SIPs leverage the power of compounding and rupee cost averaging, mitigating market fluctuations and fostering a saving habit.
Why It Matters: Consistent daily savings of Rs 200 through SIPs can build a substantial Rs 25 lakh fund over 14 years.
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