Shop with Zero Balance! UPI Now Accepts RuPay Credit Cards for Instant Payments

• UPI apps like Google Pay, PhonePe, Paytm, and BHIM now allow direct payments using RuPay Credit Cards.
• This feature enables shopping and bill payments even with zero bank balance or no cash in hand.
• Link your RuPay Credit Card to your UPI app by entering card details and verifying with an OTP.
• When making a payment, simply select your linked credit card instead of your bank account.
• Caution: Pay credit card bills on time to avoid high interest and check for potential 'cash advance' charges.

Why It Matters: UPI payments with RuPay Credit Cards offer convenience but require timely bill payment to avoid charges.