SIP to 1 Crore: How Time & Patience Beat Market Timing for Wealth Creation

• Systematic Investment Plan (SIP) is a reliable long-term wealth-building method, especially for salaried individuals.
• Initial SIP growth appears slow, leading many investors to lose patience and stop investing before compounding takes effect.
• Consistent monthly SIPs, like ₹40,000 for 15 years at 10% return, can yield over ₹1.6 crore.
• Even a ₹20,000 SIP can reach ₹1 crore in 15 years with a 12% return, demonstrating the power of small, consistent investments.
• Investors often err by focusing on market timing; discipline and consistency are crucial for SIP success, not avoiding volatility.

Why It Matters: Long-term discipline and patience in SIPs are crucial to achieving significant wealth, not market timing.