Small SIP, Big Hopes: Why ₹5,000 SIP Disappoints & How to Fix It for Wealth

• A monthly SIP of ₹5,000 often disappoints investors due to seemingly small returns in initial years, despite being a common starting point.
• The muted impact is a mathematical reality; a small invested amount limits profit even with good annual returns.
• Investors often discontinue SIPs not due to market fear, but lack of emotional satisfaction from slow growth, leading to missed opportunities.
• A static SIP is a major weakness; failing to increase the investment amount as income grows prevents true wealth creation.
• Step-up SIPs, increasing contributions by 10-15% annually, significantly boost final corpus, demonstrating the power of consistent growth.

Why It Matters: A small, static SIP won't build significant wealth; consistently increasing your SIP with income is crucial.