SSY: Double Your Money for Girl Children; Government Guarantees High Returns!

• The Sukanya Samriddhi Yojana (SSY), launched on January 22, 2015, under the Beti Bachao, Beti Padhao movement, aims to secure the future of girl children.
• With over 4.53 crore accounts opened, SSY offers an 8.2% annual interest rate, fully guaranteed by the Government of India, making it a low-risk, reliable long-term investment.
• Parents or legal guardians can open an SSY account for a girl child up to 10 years old at post offices or authorized banks, requiring a birth certificate, Aadhaar, and PAN.
• Deposits range from a minimum of ₹250 to a maximum of ₹1.5 lakh annually for 15 years, with the account earning interest for 21 years; total deposits exceeded ₹3.33 lakh crore by December 2025.
• Withdrawals of up to 50% are allowed for higher education after the girl turns 18 or passes 10th standard, and the account matures 21 years from opening.

Why It Matters: SSY is a government-guaranteed, high-interest savings scheme empowering girl children through financial security for education and marriage.