Sukanya Samriddhi: 8.2% Interest Rate Unchanged, Rs 70 Lakh Maturity Possible!

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News18•01-01-2026, 13:00
Sukanya Samriddhi: 8.2% Interest Rate Unchanged, Rs 70 Lakh Maturity Possible!
- •Government confirms 8.2% interest rate for Sukanya Samriddhi Yojana (SSY) for Jan-Mar 2026 quarter, highest among small savings schemes.
- •Scheme aims to secure girl child's future for education or marriage, with deposits from Rs. 250 to Rs. 1.5 lakh annually.
- •Offers EEE tax benefits under Section 80C, making investments and maturity tax-free.
- •Depositing Rs. 1.5 lakh annually for 15 years can yield approximately Rs. 70 lakh at maturity after 21 years.
- •Partial withdrawal allowed at 18 for higher education; account can be closed for marriage.
Why It Matters: Sukanya Samriddhi Yojana offers a stable 8.2% interest, EEE tax benefits, and can yield Rs 70 lakh for girl children.
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