Stopping SIPs in Market Downturn Can Be Costly: Experts Warn Against Big Mistake

• Experts warn against stopping SIPs during market downturns, calling it a "huge mistake" that harms long-term returns.
• Dhirendra Kumar of Value Research states investor overreaction is more dangerous than the 15% market correction, which is normal.
• Stopping SIPs means missing the opportunity to acquire units at lower prices, leading to a 4-5% gap between fund and investor returns.
• Advises focusing on long-term goals, continuing SIPs, and diversifying across large-cap, mid-cap, multi-cap, and hybrid funds.
• Emphasizes that investor reaction, not market volatility, is the biggest risk, and continuing SIPs ensures compounding benefits.