10 Major 2025 Changes: Pensions, Tax, Health Benefits for Seniors

• EPFO's Centralised Pension Payment System (CPPS) from Jan 2025 allows EPS-95 pensioners to receive pension from any bank branch nationwide.
• Senior citizens can now submit digital or doorstep life certificates, and a new Senior Citizen Welfare Portal (SCWP) launched May 2, 2025, centralizes government services.
• Ayushman Vay Vandana card provides ₹5 lakh annual free health coverage for those over 70, including hospitalisation and surgery.
• Budget 2025 increased TDS exemption on interest income to ₹1 lakh and on rental income to ₹6 lakh, effective April 1, 2025.
• NSS withdrawals became fully tax-free from August 29, 2024, and Bihar increased monthly elderly pension from ₹400 to ₹1,100 from July 2025.

Why It Matters: 2025 changes offer significant financial, health, and convenience benefits for senior citizens.