Govt Health Plans for Seniors: Lakhs in Cover, Low Premiums, Cashless

• Government-backed health plans offer senior citizens (60-100 years) mediclaim worth lakhs, low premiums, and cashless facilities, covering chronic illnesses like diabetes and hypertension.
• National Senior Citizen Mediclaim (60-100 years) provides ₹1-10 lakh cover, with chronic illness coverage from day 31; a ₹5 lakh plan costs approx. ₹28,089.
• Oriental Sampoorna Swasthya Suraksha Yojana (60-100 years) offers ₹1-10 lakh cover, immediate chronic condition coverage, cashless treatment, and premiums from ₹4,200 to ₹23,360.
• New India Senior Plus Mediclaim (60-80 years) provides ₹1-5 lakh cover, chronic illness coverage from day 31, and premiums starting around ₹30,450.
• United India Family Medicare covers seniors and family members for ₹1-10 lakh, including health checkups and cashless access, with premiums starting approx. ₹24,071 for ages 61-65.

Why It Matters: It helps seniors find affordable, comprehensive health insurance options.