Credit Card: Wrong Charge? Timely Action and Evidence are Key to Relief!

• Unknown or incorrect charges on credit card statements are a major concern for users.
• Card networks like Visa and Mastercard typically allow up to 60 days to dispute a charge, while many banks limit this to 30-45 days.
• The deadline for dispute often starts from the transaction date, not when the error is discovered, emphasizing the need for quick action.
• To successfully dispute a charge, immediate complaint filing, preserving evidence (emails, receipts), and written communication with the bank are crucial.
• Noting transaction details like amount, date, and reference number strengthens your case for a refund.

Why It Matters: Act quickly and gather strong evidence to successfully dispute incorrect credit card charges and secure a refund.