Credit Report Errors: Fix Them Now to Protect Your Loans & Cards!

• Incorrect information in your credit report can severely impact loan and credit card approvals.
• Common errors include old loans showing active, incorrect EMI history, or someone else's data linked to your name.
• To fix, identify the error and file an online complaint with the concerned credit bureau (CIBIL, Experian, Equifax, CRIF High Mark).
• Upload necessary documents like loan closure letters or bank statements as proof with your complaint.
• The correction process typically completes within 30 days; regularly check your free report 4 times a year.

Why It Matters: Regularly check your credit report for errors; timely correction is vital for financial health.