Home Loan Hack: Pay Bi-Weekly, Save ₹18 Lakh & Cut 7 Years Off Tenure

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Moneycontrol•09-12-2025, 18:12
Home Loan Hack: Pay Bi-Weekly, Save ₹18 Lakh & Cut 7 Years Off Tenure
- •A "quiet home-loan hack" can save up to ₹18 lakh and reduce loan tenure by 5-7 years without increasing EMI.
- •Instead of monthly EMI, pay half the EMI every 15 days, totaling 13 full EMIs annually.
- •This method reduces the principal faster, leading to significant savings on interest.
- •Check with your bank if they offer bi-weekly EMI payments.
- •If bi-weekly payments aren't an option, paying at least one extra EMI annually can also reduce loan tenure and interest.
Why It Matters: A simple payment trick can save millions on home loan interest and shorten tenure.
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