Home Loan Relief: Nitin Kaushik's Bi-Weekly EMI Trick Saves ₹12-18 Lakhs
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News1811-12-2025, 19:03

Home Loan Relief: Nitin Kaushik's Bi-Weekly EMI Trick Saves ₹12-18 Lakhs

  • A trick suggested by CA Nitin Kaushik can save 12-18 lakhs on a 50 lakh home loan.
  • The method involves paying half of the EMI every 15 days instead of one full EMI monthly.
  • This results in 13 full EMIs annually, with the extra payment reducing the principal and interest.
  • This strategy can shorten a 50-60 lakh loan tenure by 6-7 years, saving significant interest.
  • Borrowers should check if their bank offers bi-monthly or partial payment options before implementing this trick.

Why It Matters: A simple EMI trick can save you millions on your home loan.

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