January 2026 Bank Holidays: Check Full List, Plan Your Transactions!

• Banks are open as usual from January 5-11, 2026, with no major holidays apart from weekends.
• Digital services like net banking, UPI, and ATMs will remain operational on all bank holidays.
• January 12 marks Swami Vivekananda's birth anniversary, with banks closed only in Uttar Pradesh.
• Key regional holidays include Makar Sankranti (Jan 14), Pongal (Jan 15), Thiruvalluvar Day (Jan 16), Uzhavar Thirunal (Jan 17), and Netaji Subhas Chandra Bose Jayanti (Jan 23) affecting specific states.
• All banks across India will be closed on January 26 for Republic Day.

Why It Matters: Plan bank visits for January 2026 carefully, noting regional and national holidays.