Bank Holidays January 2026: Check Key Dates, Regional Closures & Digital Access

• No major bank holidays between January 5-12, 2026, except for regular Saturdays and Sundays.
• January 12: Swami Vivekananda's birthday (National Youth Day), banks closed only in Uttar Pradesh.
• Major regional holidays include Makar Sankranti (Jan 14), Pongal (Jan 15), Thiruvalluvar Day (Jan 16), Uzhavar Thirunal (Jan 17), and Netaji's Birthday/Saraswati Puja (Jan 23) in specific states.
• January 26: Republic Day, banks will be closed nationwide across India.
• Digital banking services like net banking, mobile banking, UPI, and ATMs will remain operational during bank holidays.

Why It Matters: January 2026 sees several regional bank holidays, with Republic Day as the only nationwide closure.