Locked-in investments after death: Nomination vital for family to access PPF, EPF, NPS, ELSS.

• Locked-in investments like PPF, EPF, NPS, and ELSS have specific rules for withdrawal after an investor's death.
• Funds from deceased investors can be transferred to family, contingent on proper nomination and documentation.
• Correctly registered nominees ensure direct transfer of funds, simplifying the process for the family.
• Without a nominee, families may require a legal heir certificate or court order to access locked-in investments.
• Investors should complete nomination and documentation for their locked-in investments to ease the process for their family.

Why It Matters: Proper nomination for locked-in investments ensures family access after death.