PF Withdrawal: EPFO eases rules for home, illness, marriage, unemployment needs.

• EPFO allows PF withdrawals for specific needs, clarifying it's primarily for retirement; recent rule changes simplify access, including 100% withdrawal after 12 months of service in some cases.
• Withdrawals include up to 90% for home purchase/construction, 100% for medical emergencies, and up to 75% for children's/siblings' education or marriage.
• Employees can withdraw 75% of PF after 12 months of service; 100% is permitted after two months of unemployment.
• Full PF balance can be withdrawn upon retirement, with simplified processes.

Why It Matters: New EPFO rules simplify PF withdrawals for urgent needs like housing, health, and unemployment.